Homelessness is a major issue in American cities. We receive many subrogation inquiries about whether public entities can be pursued when an incident begins in a homeless encampment on government property and then causes damage to an insured’s property. Philip BerensMore Posts
In the context of a landlord-tenant relationship, a landlord’s insurer’s right to subrogate against a tenant in Minnesota has evolved over time. What began as an anti-landlord tenant subrogation state has now evolved to a reasonable, contextual analysis of the applicable lease and relevant equities. Jonathan LevyMore Posts - Website
Fire Prevention Week is October 5–11, and this year’s theme is “Charge into Fire Safety™,” focusing on the safe use and disposal of lithium-ion batteries, a growing cause of fires. Understanding thermal runaway for fire safety purposes helps with the prevention of losses related to lithium-ion batteries. Understanding thermal runaway once the loss has already...
International trade has become more seamless over the years, and bills of lading which represent a receipt, contract and proof of ownership all at the same time, play a key role in this. It is important for parties to a bill of lading to be aware and understand their responsibilities, liabilities and limitations under the...
On July 24, 2025, the Consumer Product Safety Commission (CPSC) issued a recall for more than 634,000 Frigidaire-branded minifridges. The CPSC recall notice indicates that the minifridges’ “electrical components can short circuit and ignite the surrounding plastic housing, posing fire and burn hazards.” According to the CPSC recall notice, there have been at least 26...
In this episode of Subro on the Go, regular co-hosts, David Brisco (San Diego) and Joe Rich (Miami) are joined by Virginia Markovich (New York) and Kris Cherevas (San Diego) to discuss the unique issues that can arise when pursuing subrogation on claims involving high profile insureds. Whether your insured is a celebrity, public figure,...
When drafting a contract, aim to avoid court but prepare as if litigation is inevitable. In commercial transactions and disputes, the crux of a case often hinges on the details of the agreements. The following are common contractual conundrums and practice tips for addressing them. We hope this article will help you in understanding the...
Florida Statute Section 624.155(6) is a significant provision affecting subrogation in Florida. This statute, enacted as part of a broader tort reform package in March 2023, addresses the complexities liability insurers face when dealing with multiple claimants with competing claims that exceed policy limits. Prior to the enactment of Florida Statute Section 624.155(6), liability insurers...
Some areas of subrogation are niche and require specialized knowledge and expertise for analysis and investigation. Examples of those unique areas are losses involving the industries of trucking, marine, and aviation. Inspired by P.D. Eastman’s “Go, Dogs, Go,” this article breaks down each of these niche areas with a brief overview of the various applicable...
